Zakat Calculator
Calculate your Zakat on savings, gold and silver based on live gold spot + live FX rates — in your currency.
🟢 Fully live · as of 27 September 2026 at 21:04 UTC
Metal Rates
Updated: 27 September 2026 at 21:04 UTC
About Zakat
Zakat is the third pillar of Islam — an obligatory annual payment of 2.5% of total eligible wealth above Nisab, held for one full lunar year (Hawl).
Nisab is the minimum wealth threshold. Most scholars recommend the silver Nisab as it is lower and more inclusive.
Zakat Recipients
What is Zakat?
Zakat (زكاة) is the third pillar of Islam — an obligatory annual payment of 2.5% of a Muslim's total eligible wealth above the Nisab threshold, provided that wealth has been held for one complete lunar year (Hawl).
Allah says in the Quran: "Take from their wealth a charity by which you purify them and cause them increase." (Quran 9:103).
Zakat is due on: cash and savings, gold and silver, business inventory, agricultural produce, livestock, and investment assets — each with specific conditions.
What is Nisab?
Nisab (نصاب) is the minimum wealth a Muslim must possess before Zakat becomes obligatory, based on the value of gold or silver as set by the Prophet Muhammad ﷺ.
Frequently Asked Questions
Who must pay Zakat? +
Every Muslim who is an adult, sane, free, and possesses wealth above the Nisab for a full lunar year (Hawl) must pay Zakat.
Is Zakat due on money in a bank account? +
Yes. Cash savings held for a full lunar year above the Nisab are subject to Zakat at 2.5%.
Is Zakat due on a house I live in? +
No. Your primary residence is not subject to Zakat. Zakat is only due on productive wealth — cash, gold, silver, business assets and investments.
When should Zakat be paid? +
After one full lunar year (Hawl) has passed on your eligible wealth. Many Muslims calculate and pay during Ramadan for added reward.
Can Zakat be given to any charity? +
Zakat must go to one of the eight categories in Quran 9:60. Not all charities qualify — verify the recipient category before donating.